Retirement Planning
Financial Independence the BKFi Way
Planning for financial independence at every life stage.
Retirement planning is more than just saving money—it's about building a future where you can live your dreams. And if you aren’t quite sure what those dreams are, we can help you figure that out too.
At Brooklyn Fi, we have an experienced team that integrates retirement projections, tax planning and filing, and portfolio management, into a comprehensive plan to get you where you’re going.
Our planners specialize in creating tailored retirement strategies for career professionals, creatives, business owners, and freelancers. Are you ready to take control of your financial future?
BKFi is unique in that we’re a one-stop shop. You don’t have to play a game of telephone between your accountant, investment manager, and financial planner. We coordinate your investment portfolio WITH your tax return, which we will actually file for you.
Why Choose Brooklyn FI for Your Retirement Planning?
Personalized Strategies.
We understand that every individual’s career, family structure, and financial situation is unique. Our team begins each relationship by learning about your goals and ideal life so we can build a roadmap to get you there. Your financial life may feel complex and overwhelming, but we can help you optimize and simplify it.
Comprehensive Solutions.
From unwinding concentrated stock positions, timing Roth conversions and Social Security filing, optimizing cash flow in early retirement, building a tax-efficient portfolio, and filing your taxes - we’re a one-stop shop for your planning, tax, and investment needs.
Expert Guidance.
With Brooklyn FI, you're not just getting a service; you're gaining a trusted advisor with you every step of the way.
What makes BKFi different from other firms when it comes to retirement planning?
We do your taxes.
Not only do we help with complicated tax planning scenarios, we actually prepare and file your tax return. We have a tax team of CPAs and Enrolled Agents who work closely with the financial team to make sure everything is reported correctly. We correct costly errors on tax returns all the time made simply because the investment advisor wasn’t communicating directly with the tax preparer. If you have complexity like Roth conversions, company stock, or deferred compensation, it’s DANGEROUS not to use a tax preparer who understands your unique situatoin. It is SO important for your financial advisor to understand your tax situation because often costly penalties can be avoided by withholding adjustments. Playing telephone between your CPA and your CFP® is a nightmare.
We are credentialed.
As a firm, we believe strongly in education and constant learning (in fact, it’s one of our core values). All of our planners are Certified Financial Planners, while all our Tax Managers are Enrolled Agents or CPAs. We also require all of our planners to become Equity Compensation Associates or Certified Equity Professionals. To sum it up - we’re nerds, who passed a bunch of exams and spend considerable time each year completing continuing education to stay on top of our game.
We provide a crystal ball.
We use advanced tools to show you different outcomes in a way that’s easy to understand. We can project various retirement ages, spending levels, living arrangements, to help you understand your options - all built with your goals in mind. We use multi-year scenarios to show you the tax consequences of different outcomes years before they happen. You’ll know your April tax bill months before you have to pay it. We’ll also review old returns to look for errors and omissions. A typical accountant or CPA is only looking at what’s already happened, we’re proactive about changing future outcomes for the better.
We help you take a step back.
While we’re technical experts in tax, financial planning, and investments - we are also fun to work with. We also spend time getting to know you and setting personal and life goals. We think this is an important one, maybe the most important one on this list. In our comprehensive approach to financial planning we first ask you “what makes you happy and what do you need to get there” (in so many words) before we dive into the nitty gritty tax planning scenarios. Put simply: what is this money FOR? Is it for a home purchase? An exit from a high-paying corporate job? A cross-country move? Starting a bed and breakfast? Supporting your kids and grandkids? Establishing a legacy? Donating most of it to a cause you believe in? We’ll spend one of our first meetings trying to get to the heart of the matter.
We do it all.
We can handle everything from preparing your tax return to helping you upgrade your home. Sure, your retirement in 10 years is why you came in the door, but maybe you need help figuring out how to fund college or even how to get started with your consulting side hustle. We can help with all that - combined with tax preparation and planning, financial planning, and investment management.
“Despite the dramatic ups and downs of my company's stock post-IPO, I'm calm and grateful knowing we've built a trading plan that will support our big-picture financial goals.”
- Jackson and Holly
“Without Brooklyn FI's expertise, I would never have known I held QSBS shares during my liquidity event.”
- Joyce
“Working with Brooklyn Fi was the best decision we made last year. They are a team of down-to-earth humans who are also financial superheroes. John and the team helped us make quick and expert decisions in a short period of time (#startupstock), organize all aspects of our finances, meet us where we are to explain challenging topics, and they also do taxes to put the cherry on top!”
- Erin and Ryan
All testimonials and/or endorsements have been provided by real current and/or former clients. No current or former client was compensated, directly or indirectly, for providing these statements. Brooklyn FI, LLC gained each client's permission to publish their testimonial/endorsement.